Membership doesn't cost, it pays!

Special benefits of MEA-MFT membership
We know our members live on tight budgets. That's why, along with NEA and AFT, MEA-MFT seeks out special discounts that can save you hundreds of dollars. Keep reading for details.

Double the value: As a member of MEA-MFT, you have access to both NEA Member Benefits and AFT PLUS. Both programs offer a wide range of programs that help improve the quality of life for our members and their families. All MEA-MFT members are eligible.

Take advantage of these excellent programs. Give yourself the opportunity to reduce everyday expenses, stretch your paycheck, and even use your time more productively.

NEA MEMBER BENEFITS
www.neamb.com
800-637-4636: Call for information on all NEA MB programs!

NEA Preferred & Term Life Insurance Plans: Up to $500,000 of decreasing term or stable life at affordable group rates.

NEA AD&D Insurance Plan: Four coverage options. Rates start at $19 a year.

NEA Guaranteed Issue Life Plan: Coverage guaranteed for MEA-MFT/NEA-Retired Program members 55 or older.

NEA Level Premium Term Life Insurance Plan: Get up to $250,000 of term life insurance protection with locked-in rates to age 70.

NEA Home Protection Plan: Fixed-rate life insurance benefits with optional disability coverage.

HEALTH & DISABILITY INSURANCE
NEA MemberCare In-Hospital Plan: Helps you pay "extra" expenses associated with a hospital stay.

NEA MemberCare Long-Term Care Insurance Program: Financial support for long-term care services such as nursing home, home health care, assisted living care. Call Gary Cathey: 406-671-7887.

NEA MemberCare Medicare Supplement Program: Provides coverage for hospital and medical expenses not covered by Medicare.

CASUALTY INSURANCE
NEA Members Auto & Home Insurance Program: An auto & home insurance program tailored to your profession. Low rates with NEA & multiplicity discounts, summer payment skip option, 24-hour emergency claims, reduced vandalism deductibles on school grounds and much more. Call toll free 1-877-999-8942 now for a free, no obligation rate quote. Learn more at www.aplus.com/neamb

DISCOUNT PROGRAMS
NEA Car Rental Program: Competitive discounts.

NEA Magazine Service: Over 500 titles at up to 80% off cover prices.

SAVINGS AND INVESTMENTS
NEA Money Market & CD Program: Top rates available with realistic entry requirements.

NEA Valuebuilder: 403(b) annuities & mutual fund IRAs. 40+ investment funds managed by more than a dozen nationally recognized investment experts.

NEA Platinum Plus Worldpoints & NEA Rewards Master Card Credit Cards: Competitive rates, preferred benefits & competitive charging practices.

AFT PLUS
www.aftbenefits.org
800-637-4636: Call for all AFT Plus information!

INSURANCE (888-423-8700 or www.aftinsurancecenter.org)
No Cost $12,000 Life Insurance for New Members: To new members we offer $12,000 in no-cost life/AD&D insurance for one year.

Group Term Life Insurance: Offers up to $250,000 in life insurance protection with benefits you can use now.

Disability Income Plan: Safeguard your family's income with up to $5,000 per month if you become disabled and can't work.

Catastrophe Major Medical: Helps pay up to 100% of all eligible expenses for up to five full years and up to $2 million regardless of age.

Accident Insurance: Select up to $250,000 of coverage against accidental death, dismemberment, or even accident impairment.

Group Hospital Income: Up to $150 a day coverage for every day you or a member of your family spends in the hospital.

Care Plus: Quality, affordable group coverage designed to pick up where Medicare's benefits end.

Occupational Liability: By combining the Insurance Policy with the Legal Action Trust, members receive the complete protection they need.

FINANCIAL
AFT PLUS Credit Card: Union-endorsed credit card that saves you money over other cards with low rates, no annual fee, and skip-payment options. 800-522-4000.

AFT PLUS Secured Credit Card: Establish or rebuild credit. Low $20 annual fee. 800-522-4000.

AFT PLUS Mortgage and Real Estate: Makes buying or selling a home easier or more affordable. Special first-time home buyers program and an easy over-the-phone application process. 800-981-3798.

AFT Loan Program: Low-interest rate on personal and home equity loans; affordable monthly payments.

AFT PLUS Legal Service: Free and discounted legal services. 800-452-9425.

TRAVEL DISCOUNTS
Hotel Royal Plaza: An official Walt Disney hotel. 800-248-7890

Theme Parks/Car Rental: Save on admission fees, car rentals, and other vacation-related purchases at theme parks and three car rental companies. 800-452-9425.

Motor Club: For as low as $39.95 a year, you can have emergency roadside assistance, towing, and lockout services. 800-330-8801

OTHER DISCOUNTS
AFT PLUS Subscriptions: Save on your favorite magazines. 800-877-7238.

Hotel Discount Program: Discounts up to 30% off the standard rate at Days Inn, Howard Johnson, Knights Inn, Ramada, Travelodge, and Wingate Inns. Dedicated "800" numbers for each hotel.

Union Member Flower Service: Convenient, money-saving floral deliveries. 888-667-7779.

HEALTH NEEDS
National Ear Care Plan: Significant savings on hearing aids and hearing protection, access to a network of nearly 2,000 participating hearing-care professionals. 800-766-3363

(Note: Some AFT programs are not available in all states. Call to check.)